5 reasons why we’re different:
1. We never charge you a fee.
Many lawyers and rescue firms will charge you an upfront fee for their services. These fees range from $1500 to $3000. Many of these services are the same ones you can perform yourself by contacting your lender. In some cases, you may even end up with a higher monthly payment. You should never pay an upfront fee for someone to negotiate with your bank without getting a money back guarantee. Especially, if You can do this yourself for free. Never pay Upfront Fees they are illegal in Florida.
2. We never ask you to sign over the Deed to your house.
Never sign your house over to anyone to avoid foreclosure. Some investors will ask you to sign over the deed to your house with a Quit Claim deed. Be careful who you sign your house over to, you may still be liable for the mortgage payments and property taxes.
3. We follow strict Florida Pre-foreclosure guidelines.
On October 1st 2008, Florida enacted strict pre-foreclosure guidelines. These guidelines were designed to protect you. The guidelines provide for certain disclosures to be made and provide you a 24 hour contract review period, and then a three day cancellation period after you sign a contract. You should only work with investor that follow these guidelines. All our paperwork and buying process complies with Florida guidelines. Know your rights and only work with companies the follow these guidelines.
4. We explain all of your options*
We will explain all your options, even if you don’t sell us your house. It can be very overwhelming with all the information out there about your mortgage and lender. We can provide you a better understanding of the foreclosure process, so you feel comfortable about us buying your house. Many investors only want to buy your house and do not care about the sellers real intentions. We always ask if your intentions are to stay or sell your house. This way we can explain what your options are. We know you have questions, so please ask us.
5. We understand your situation!
With the current economy, all of us know somebody that has lost their job, has a property in foreclosure, or can’t keep up with their monthly bills. We know someone that bought an investment property to profit, but now they cannot sell. Bad things happen to good people and it’s not your fault.
I have friends and family members facing the same challenges that your are facing. I won’t treat you any different than I would a friend or family member. Everyone needs help and we are here to face the challenges with you and find the right solution to your problem. The important thing is to remain positive and have a plan of action.
*Even though we explain your options, we are not an attorney, please seek legal counsel before making any legal decisions.
